Terms and Conditions

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Terms and Conditions 

====================

Last updated: March 18, 2024

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions 

------------------------------

Interpretation 

~~~~~~~~~~~~~~

The words of which the initial letter is capitalized have meanings defined

under the following conditions. The following definitions shall have the same

meaning regardless of whether they appear in singular or in plural.

Definitions 

~~~~~~~~~~~

For the purposes of these Terms and Conditions:

* Affiliate means an entity that controls, is controlled by or is under

common control with a party, where "control" means ownership of 50% or

more of the shares, equity interest or other securities entitled to vote

for election of directors or other managing authority.

* Country refers to: North Carolina, United States

* Company (referred to as either "the Company", "We", "Us" or "Our" in this

Agreement) refers to Empowered Pathways, LLC, Privacy Policy

============== Last updated: March 18, 2024 This Privacy Policy describes

Our policies and procedures on the collection, use and disclosure of Your

information when You use the Service and tells You about Your privacy

rights and how the law protects You. We use Your Personal data to provide

and improve the Service. By using the Service, You agree to the collection

and use of information in accordance with this Privacy Policy.

Interpretation and Definitions ------------------------------

Interpretation ~~~~~~~~~~~~~~ The words of which the initial letter is

capitalized have meanings defined under the following conditions. The

following definitions shall have the same meaning regardless of whether

they appear in singular or in plural. Definitions ~~~~~~~~~~~ For the

purposes of this Privacy Policy: * Account means a unique account created

for You to access our Service or parts of our Service. * Affiliate means

an entity that controls, is controlled by or is under common control with

a party, where "control" means ownership of 50% or more of the shares,

equity interest or other securities entitled to vote for election of

directors or other managing authority. * Business , for the purpose of

CCPA/CPRA, refers to the Company as the legal entity that collects

Consumers' personal information and determines the purposes and means of

the processing of Consumers' personal information, or on behalf of which

such information is collected and that alone, or jointly with others,

determines the purposes and means of the processing of consumers' personal

information, that does business in the State of California. * CCPA and/or

CPRA refers to the California Consumer Privacy Act (the "CCPA") as amended

by the California Privacy Rights Act of 2020 (the "CPRA"). * Company

(referred to as either "the Company", "We", "Us" or "Our" in this

Agreement) refers to Empowered Pathways, LLC, 5540 Centerview Dr Ste 204

#456228, Raleigh, NC, 27606-8012. * Consumer , for the purpose of the

CCPA/CPRA, means a natural person who is a California resident. A

resident, as defined in the law, includes (1) every individual who is in

the USA for other than a temporary or transitory purpose, and (2) every

individual who is domiciled in the USA who is outside the USA for a

temporary or transitory purpose. * Cookies are small files that are placed

on Your computer, mobile device or any other device by a website,

containing the details of Your browsing history on that website among its

many uses. * Country refers to: North Carolina, United States * Device

means any device that can access the Service such as a computer, a

cellphone or a digital tablet. * Do Not Track (DNT) is a concept that has

been promoted by US regulatory authorities, in particular the U.S. Federal

Trade Commission (FTC), for the Internet industry to develop and implement

a mechanism for allowing internet users to control the tracking of their

online activities across websites. * Personal Data is any information that

relates to an identified or identifiable individual. For the purposes of

the CCPA/CPRA, Personal Data means any information that identifies,

relates to, describes or is capable of being associated with, or could

reasonably be linked, directly or indirectly, with You. * Service refers

to the Website. * Service Provider means any natural or legal person who

processes the data on behalf of the Company. It refers to third-party

companies or individuals employed by the Company to facilitate the

Service, to provide the Service on behalf of the Company, to perform

services related to the Service or to assist the Company in analyzing how

the Service is used. * Usage Data refers to data collected automatically,

either generated by the use of the Service or from the Service

infrastructure itself (for example, the duration of a page visit). *

Website refers to Empowered Pathways, accessible from

[www.empoweredpathways.life](www.empoweredpathways.life) * You means the

individual accessing or using the Service, or the company, or other legal

entity on behalf of which such individual is accessing or using the

Service, as applicable. Collecting and Using Your Personal Data

Agreement and Terms

These Terms of Use (“Terms”) describe the rules for using Empowered Pathways, LLC (also “‘we,” “us,” “our,” and “Company”) and Affiliates’ (an entity controlling, controlled by, or under common control with a named party) online and mobile websites, platforms, services and applications (“Online Services”).

Our Online Services are intended for a United States audience. 

By using our Online Services, you agree to these Terms and our Privacy Policies. We may change these Terms at any time, and such changes will be posted on the Online Services, with the date of the last revision listed as the “Effective Date” at the bottom of these Terms. Any modifications will be effective immediately upon such posting. By continuing to use the Online Services, you consent to any changes to our Terms.

Your affirmative act of using the Online Services, or registering for membership, constitutes your electronic signature to these Terms and your consent to enter into this agreement electronically. You may print and retain a copy of these Terms. To print, you will need (i) a device (such as a computer or mobile phone) with a web browser and Internet access and (ii) either a printer or storage space on such device.

Important Note Regarding Content of Digital Property 

The information and content (collectively, “Content”) on the Online Services is for general educational information only. We are not a health care provider. We do not recommend any health care service, supply, or treatment for you. You should call your health care provider if you have questions, at any time, about your health. 

The Content may include information regarding therapeutic and generic alternatives for certain prescription drugs and may describe uses for products or therapies that have not been approved by the Food and Drug Administration.

The Content should not be considered financial advices, legal advice or tax advice.

You are responsible for protecting your username (e.g., the email address and password that you provide when registering for Online Services) or other activation codes, and if they are compromised, you agree to change your username and password and immediately Contact Us.

Restrictions on Use of Online Services

You Will Not: 

• Use our Online Services or Content in any way not      expressly permitted by these Terms;
• Copy, modify or harvest data, Content, or      materials from the Online Services;
• remove or alter, any copyright or other      proprietary rights or notices on the Online Services;
• Misrepresent your identity or provide any false      information;
• Interfere with the operation of our Online      Services;
• Share any password with any third parties or use      any third-party’s password;
• Engage in commercial, competitive, or viral      messaging, or sending of unsolicited advertisements, or similar      communications, including harmful computer code, viruses, or malware;
• Use the Online Services in any way that could, in      our sole judgment, interfere with any other party’s use or enjoyment of      the Online Services, impair our networks or servers, or expose us or any      third party to any claims or liability whatsoever, or use software or      other means to access, “scrape,” “crawl,” or “spider,” any webpages or      other services from the Online Services. If you are blocked from the      Online Services (including by blocking your IP address), you agree not to      implement any measures to circumvent such blocking;
• Directly or indirectly authorize anyone else to      take actions prohibited in this section; or
• Attempt to reverse engineer any of the software      used to provide the Online Services.

You Agree That:

• You will comply with all applicable laws and      regulations;
• You represent and warrant that you are at least 13      years of age, and that, if you are between 13 and the age of majority in      your state and otherwise not emancipated, a parent and/or guardian agrees      to these Terms on your behalf; and
• We may take any measures we deem appropriate, in      our sole discretion and permitted by law, to enforce these Terms.

Posting Messages, Comments or Content

You Will Not: 

• Post any improper or inappropriate content,      including that which is obscene, libelous, harassing, threatening,      harmful, inflammatory, invasive of privacy, or otherwise objectionable,      constitutes advertising or solicitation, or violates applicable law.

You Agree That:

• Any content posted to the Online Services by third      parties is only the opinion of the poster, is no substitute for your own      research, and should not be relied upon for any purpose;
• You are solely responsible for the content of any      postings that you submit. Any content you submit will be routed through      the Internet and you understand and acknowledge that you have no      expectation of privacy regarding that content. Never assume that you are      anonymous and cannot be identified by your posts;
• If you do post content or submit material to the      Online Services, and unless we indicate otherwise, you grant the Company a      non-exclusive, royalty-free, perpetual, irrevocable, and fully      sublicensable right to use, reproduce, modify, adapt, publish, translate,      create derivative works from, distribute, and display such content      throughout the world in any media;
• You grant the Company and any of its sublicensees      the right to use the name that you submit in connection with such content      if they choose; and
• You represent and warrant that you own or      otherwise control all of the rights to the content that you post, that the      content is accurate, that use of the content you supply does not violate      these Terms and will not cause injury to any person or entity, and that      you will indemnify the Company or its affiliates for all claims resulting      from any content that you supply.

License to Use Online Services and Content Ownership

Subject to these Terms, the Company grants you a personal, non-commercial, non-transferable, non-exclusive, revocable, limited license to view the Content on our Online Services for the sole purpose of obtaining information regarding our plans or products and related services. All rights, title, and interest in and to the Online Services, including the Content, and all intellectual property rights, including all copyright, trademark, patent, and trade secret rights will remain with the Company and our licensors and vendors. No ownership interest is transferred to you or any other entity by virtue of making the Content available on the Online Services, granting you a license to use Online Service, or your entering into this Agreement.

We may terminate this license at any time for any reason. If you breach any of these Terms, your license to the Online Services and its Content terminates immediately. Upon the termination of this license, you must stop using the Online Services, including all Content, and return or destroy all copies, including electronic copies, of the Content in your possession or control.

Copyright Infringement – DMCA Notice

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under US copyright law. If you believe, in good faith, that content or material on our Online Services infringes a copyright owned by you, you (or your agent) may send the Company a notice requesting that the material be removed or access to it blocked. Notices and counter-notices with respect to the Online Services should be sent to the applicable address below:

Company

Contact Information

Optum

Attn: DMCA   Registered Agent

9900 Bren Road East

Minnetonka, MN 55343

DMCARegisteredAgent2@optum.com

The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material that is claimed to be infringing or the subject of infringing activity; (d) the name, address, telephone number, and email address of the complaining party; (e) a statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA.

Unsolicited Idea Submission Policy

It is our policy not to accept or consider unsolicited ideas or offers to sell intellectual property. We ask that you please do not submit any such ideas or offers to us or our employees or contractors.

This policy is intended to avoid potential misunderstandings if our technology, products, or services may seem similar to a submission made to the company. If you still choose to make any submission to us, you agree as follows, regardless of any statements made in your submission:

• We owe you no compensation;
• There is no duty of confidentiality between us and      you;
• Your submission automatically becomes our      property, and we may use or redistribute the contents of that submission      in any way for any purpose;
• We are free to acquire, develop, and sell services      and products that may be competitive to those you offer or suggest; and
• It is your responsibility to protect your own      intellectual property; you should not make a submission to us if you have      concerns about intellectual property.

If you are uncertain about the meaning of this policy or the legal ramifications of submitting materials to us, you should consult with your attorney before making a submission.

Links 

While visiting our Online Services, you may go to a link to other online websites, mobile websites, platforms, services, and applications (“Weblinks”) and leave our Online Services. For your convenience, we provide Weblinks to other online content or sites that may contain information that may be useful or interesting to you. We do not endorse, nor are responsible for, the content, accuracy or accessibility of the content of Weblinks operated by third parties. You are solely responsible for your dealings with such third parties and should review the Terms and privacy policies of such third parties.

No Warranty 

Nothing within these Terms should be meant or implied to be a warranty. You use the Online Services at your own risk. We do not guarantee the accuracy, completeness, timeliness, correctness or reliability of any content available through the Online Services. Online Services are provided to you when available and are provided on an “as is” basis. We make no representation that use of our Online Services will be uninterrupted or error-free, or free of viruses or other harmful components. 

Some states do not allow a Terms of Use to have a “no-warranties” provision, and even though these Terms make no warranty, if your state does not allow this type of limitation, this paragraph will not apply to you.

Limitation of Liability

You agree that we have no liability for any loss arising out of, or relating to: these Online Services; any third-party site or program accessed through the Online Services; Any acts or omissions by us or any third party; and/or your access or use of the Online Services. This limitation of liability includes any claim based on warranty, contract, tort, strict liability, or any other legal theory.

This limitation of liability does not apply if you are a New Jersey resident.  With respect to residents of New Jersey, any released parties are not liable for any damages unless such damages are the result of our negligent or reckless acts or omissions; and any released parties are not, in any case, liable for indirect, incidental, special, consequential or punitive damages. 

Other states may also limit liability. If your state does not allow this type of limitation, one or more of the limitations above may not apply to you.  

Indemnification

You agree to defend, indemnify, and hold harmless any released parties from any claim by third parties, including reasonable attorneys’ fees for counsel of our own choosing, arising out of or related to your breach of the Terms or any copyright infringement, misappropriation, misuse, gross negligence, intentional misconduct, or violation of applicable law relating to your use of the Online Services or Content. You may not transfer or assign any rights or obligations under this Agreement. In any litigation, you will cooperate with us in asserting any available defenses.

Export Controls 

You may not use, export, re-export, import, sell, transfer, or proxy our Online Services or Content unless such activity is permitted by these Terms and such activity is not prohibited by United States law, the laws of the jurisdiction in which you receive our Online Services, or any other applicable laws and regulations. In particular, but without limitation, the Online Services and/or Content may not be exported, re-exported or made available in any manner (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person’s List or Entity List.

By using our Online Services, you represent and warrant that you and any ultimate beneficiary of our Online Services are not located in any such country or on any such list. You also agree that you will not use our Online Service for any purposes prohibited by U.S. law, including, without limitation, the development, design, manufacture or production of nuclear missiles or chemical or biological weapons.

Governing Law and Statute of Limitations

You agree that Minnesota law governs these Terms and any claim or dispute that you may have against us, and you agree to the jurisdiction and venue of the state and federal courts in Minnesota for any dispute involving the Company or its employees, officers, directors, agents and providers.

Unless you are a resident of New Jersey, you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action. The United Nations Convention on Contracts for the International Sale of Goods do not apply to these Terms.

Termination

We may cancel, suspend or block your use of the Online Services and/or registration at any time, without cause and/or without notice. You agree that we will not be liable to you or any other party for any termination of your access to the Online Services in accordance with these Terms.

Severability

If any provision of these Terms is held to be unenforceable or invalid by an arbitrator or court of competent jurisdiction, the remaining portions of the Terms will be determined without the unenforceable or invalid provision. All other Terms will remain in full force and effect. 

Miscellaneous 

These Terms, and any supplemental terms, policies, rules and guidelines posted on the Online Services, constitute the entire agreement between you and us in connection with the Online Services and supersede all previous written or oral agreements. You acknowledge that we have the right to seek, at your expense, an injunction to stop or prevent a breach of your obligations. No waiver by us will have effect unless such waiver is set forth in writing and signed by us; nor will any such waiver of any breach or default constitute a waiver of any subsequent breach or default.

Mobile Applications

The following additional terms apply to your access to or use of any mobile application in connection with the Online Services (together with all information and software associated therewith, the “Application” or “Applications”) through any mobile device (such as tablets, mobile phones, etc.), and are “Additional Terms” as defined above.

Rights Granted to You. We grant you a limited, non-exclusive, revocable, non-transferrable license to download, install and use the Applications solely for your personal, non-commercial use on a mobile or tablet device owned or controlled by you and only in accordance with the Terms. Other than the limited rights granted in the immediately preceding sentence, no other rights are granted to you. This is only a license, and not a sale of, the Applications to you.

Additional Restrictions and Notices. You agree that you will not remove, disable, circumvent or otherwise create or implement any workaround to any copy protection, rights management, or security features in or protecting the Applications. You acknowledge that we may issue an upgraded version of the Applications and may automatically upgrade the Application that you are using. You consent to such automatic upgrading and agree that these Terms shall govern all such upgrades. Our Applications or the Online Services may include third-party code and other software, which is governed by the applicable open source or third-party end user license agreement, if any, that authorizes the use of such code.

Third-Party Terms. You agree to comply with all applicable terms, conditions and agreements between you and any third party that provides products or services that facilitate or enable your use of any Application, and you acknowledge and agree that your use of any Application may result in charges to you by those third parties in connection with the products and services they provide to you (such as data plan charges), and you will be solely responsible for any such charges.

Termination of Your Rights. Upon any termination of your rights hereunder, for any reason, you will immediately uninstall or delete the Applications and cease any further use of such Applications.

Special Notice for International Use/Export Controls. Any technology or software underlying the Applications or Online Services that is available in connection with the provision of the Online Services and the transmission of applicable data (collectively, the “Software”), if any, is subject to United States export controls. No Software may be downloaded from the Applications or Online Services or otherwise exported or re-exported in violation of U.S. export laws. Downloading or using the Software is at your sole risk. Recognizing the global nature of the Internet, you agree to comply with all local rules and laws regarding your use of the Applications and/or Online Services, including as it concerns online conduct and acceptable content.

Apple iOS App. If the Online Services that you use include an Application that you download, access and/or use and that runs on Apple’s iOS operating system (an “iOS App”), you acknowledge and agree that:

• The iOS App may only be accessed and used on a      device owned or controlled by you and using Apple’s iOS operating system;
• These Terms are between you and us, and not with      Apple;
• Apple has no obligation at all to provide any      support or maintenance services in relation to the iOS App, and if you      have any maintenance or support questions in relation to the iOS App,      please contact Company, not Apple;
• Except as otherwise expressly set forth in these      Terms, any claims relating to the possession or use of the iOS App are      between you and us (and not between you, or anyone else, and Apple);
• In the event of any claim by a third party that      your possession or use (in accordance with these Terms) of the iOS App      infringes any intellectual property rights, Apple will not be responsible      or liable to you in relation to that claim; and
• Although these Terms are entered into between you      and Company (and not Apple), Apple, as a third-party beneficiary under      these Terms, will have the right to enforce these terms against you.
• In addition, you represent and warrant that: 
  • You are not, and will not be,       located in any country that is the subject of a United States Government       embargo or that has been designated by the United States Government as a       “terrorist supporting” country;
  • You are not listed on any United       States Government list of prohibited or restricted parties; and
  • If the iOS App does not conform       to any warranty applying to it, you may notify Apple, which will then       refund the purchase price of the iOS App (if any) to you. Subject to       that, and to the maximum extent permitted by law, Apple does not give or       enter into any warranty, condition or other term in relation to the iOS       App and will not be liable to you for any claims, losses, costs or       expenses of whatever nature in relation to the iOS App or as a result of       you or anyone else using the iOS App or relying on any of its content.

Google App. If the Online Services that you use includes an Application that you download, access, and/or use from the Google Play Store (“Google-Sourced Software”): (i) you acknowledge that these Terms are between you and us only, and not with Google, Inc. (“Google”); (ii) your use of Google-Sourced Software must comply with Google’s then-current Google Play Store Terms of Service; (iii) Google is only a provider of the Google Play Store where you obtained the Google-Sourced Software; (iv) we, and not Google, are solely responsible for our Google-Sourced Software; (v) Google has no obligation or liability to you with respect to Google-Sourced Software or the Terms; and (vi) you acknowledge and agree that Google is a third-party beneficiary to the Terms as it relates to our Google-Sourced Software.

Survival and Assignment

Your obligations under the following sections survive termination of this Agreement: Agreement and Terms; Important Note Regarding Content of Digital Property; License to Use the Online Services and Content Ownership; Restrictions on Use of Online Services; Posting Messages, Comments or Content; Copyright Infringement – DMCA Notice; Unsolicited Idea Submission Policy; No Warranty; Limitation Of Liability; Indemnification; Export Controls; Governing Law and Statute of Limitations; Termination; Severability; Miscellaneous; and Mobile Applications. You may not transfer or assign any rights or obligations under this Agreement. The Company may transfer or assign its rights and obligations under this Agreement.

--------------------------------------- Types of Data Collected

~~~~~~~~~~~~~~~~~~~~~~~ Personal Data ************* While using Our

Service, We may ask You to provide Us with certain personally identifiable

information that can be used to contact or identify You. Personally

identifiable information may include, but is not limited to: * Email

address * First name and last name * Phone number * Usage Data Usage Data

********** Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol

address (e.g. IP address), browser type, browser version, the pages of our

Service that You visit, the time and date of Your visit, the time spent on

those pages, unique device identifiers and other diagnostic data. When You

access the Service by or through a mobile device, We may collect certain

information automatically, including, but not limited to, the type of

mobile device You use, Your mobile device unique ID, the IP address of

Your mobile device, Your mobile operating system, the type of mobile

Internet browser You use, unique device identifiers and other diagnostic

data. We may also collect information that Your browser sends whenever You

visit our Service or when You access the Service by or through a mobile

device. Tracking Technologies and Cookies

********************************* We use Cookies and similar tracking

technologies to track the activity on Our Service and store certain

information. Tracking technologies used are beacons, tags, and scripts to

collect and track information and to improve and analyze Our Service. The

technologies We use may include: * Cookies or Browser Cookies. A cookie is

a small file placed on Your Device. You can instruct Your browser to

refuse all Cookies or to indicate when a Cookie is being sent. However, if

You do not accept Cookies, You may not be able to use some parts of our

Service. Unless you have adjusted Your browser setting so that it will

refuse Cookies, our Service may use Cookies. * Web Beacons. Certain

sections of our Service and our emails may contain small electronic files

known as web beacons (also referred to as clear gifs, pixel tags, and

single-pixel gifs) that permit the Company, for example, to count users

who have visited those pages or opened an email and for other related

website statistics (for example, recording the popularity of a certain

section and verifying system and server integrity). Cookies can be

"Persistent" or "Session" Cookies. Persistent Cookies remain on Your

personal computer or mobile device when You go offline, while Session

Cookies are deleted as soon as You close Your web browser. You can learn

more about cookies on [TermsFeed

website](https://www.termsfeed.com/blog/cookies/#What_Are_Cookies)

article. We use both Session and Persistent Cookies for the purposes set

out below: * Necessary / Essential Cookies Type: Session Cookies

Administered by: Us Purpose: These Cookies are essential to provide You

with services available through the Website and to enable You to use some

of its features. They help to authenticate users and prevent fraudulent

use of user accounts. Without these Cookies, the services that You have

asked for cannot be provided, and We only use these Cookies to provide You

with those services. * Cookies Policy / Notice Acceptance Cookies Type:

Persistent Cookies Administered by: Us Purpose: These Cookies identify if

users have accepted the use of cookies on the Website. * Functionality

Cookies Type: Persistent Cookies Administered by: Us Purpose: These

Cookies allow us to remember choices You make when You use the Website,

such as remembering your login details or language preference. The purpose

of these Cookies is to provide You with a more personal experience and to

avoid You having to re-enter your preferences every time You use the

Website. * Tracking and Performance Cookies Type: Persistent Cookies

Administered by: Third-Parties Purpose: These Cookies are used to track

information about traffic to the Website and how users use the Website.

The information gathered via these Cookies may directly or indirectly

identify you as an individual visitor. This is because the information

collected is typically linked to a pseudonymous identifier associated with

the device you use to access the Website. We may also use these Cookies to

test new pages, features or new functionality of the Website to see how

our users react to them. For more information about the cookies we use and

your choices regarding cookies, please visit our Cookies Policy or the

Cookies section of our Privacy Policy. Use of Your Personal Data

~~~~~~~~~~~~~~~~~~~~~~~~~ The Company may use Personal Data for the

following purposes: * To provide and maintain our Service , including to

monitor the usage of our Service. * To manage Your Account: to manage Your

registration as a user of the Service. The Personal Data You provide can

give You access to different functionalities of the Service that are

available to You as a registered user. * For the performance of a

contract: the development, compliance and undertaking of the purchase

contract for the products, items or services You have purchased or of any

other contract with Us through the Service. * To contact You: To contact

You by email, telephone calls, SMS, or other equivalent forms of

electronic communication, such as a mobile application's push

notifications regarding updates or informative communications related to

the functionalities, products or contracted services, including the

security updates, when necessary or reasonable for their implementation. *

To provide You with news, special offers and general information about

other goods, services and events which we offer that are similar to those

that you have already purchased or enquired about unless You have opted

not to receive such information. * To manage Your requests: To attend and

manage Your requests to Us. * For business transfers: We may use Your

information to evaluate or conduct a merger, divestiture, restructuring,

reorganization, dissolution, or other sale or transfer of some or all of

Our assets, whether as a going concern or as part of bankruptcy,

liquidation, or similar proceeding, in which Personal Data held by Us

about our Service users is among the assets transferred. * For other

purposes : We may use Your information for other purposes, such as data

analysis, identifying usage trends, determining the effectiveness of our

promotional campaigns and to evaluate and improve our Service, products,

services, marketing and your experience. We may share Your personal

information in the following situations: * With Service Providers: We may

share Your personal information with Service Providers to monitor and

analyze the use of our Service, to contact You. * For business transfers:

We may share or transfer Your personal information in connection with, or

during negotiations of, any merger, sale of Company assets, financing, or

acquisition of all or a portion of Our business to another company. * With

Affiliates: We may share Your information with Our affiliates, in which

case we will require those affiliates to honor this Privacy Policy.

Affiliates include Our parent company and any other subsidiaries, joint

venture partners or other companies that We control or that are under

common control with Us. * With business partners: We may share Your

information with Our business partners to offer You certain products,

services or promotions. * With other users: when You share personal

information or otherwise interact in the public areas with other users,

such information may be viewed by all users and may be publicly

distributed outside. * With Your consent : We may disclose Your personal

information for any other purpose with Your consent. 

Transfer of Your Personal Data ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Your information, including Personal Data, is processed at the Company's

operating offices and in any other places where the parties involved in

the processing are located. It means that this information may be

transferred to — and maintained on — computers located outside of Your

state, province, country or other governmental jurisdiction where the data

protection laws may differ than those from Your jurisdiction. Your consent

to this Privacy Policy followed by Your submission of such information

represents Your agreement to that transfer. The Company will take all

steps reasonably necessary to ensure that Your data is treated securely

and in accordance with this Privacy Policy and no transfer of Your

Personal Data will take place to an organization or a country unless there

are adequate controls in place including the security of Your data and

other personal information. Delete Your Personal Data

~~~~~~~~~~~~~~~~~~~~~~~~~ You have the right to delete or request that We

assist in deleting the Personal Data that We have collected about You. Our

Service may give You the ability to delete certain information about You

from within the Service. You may update, amend, or delete Your information

at any time by signing in to Your Account, if you have one, and visiting

the account settings section that allows you to manage Your personal

information. You may also contact Us to request access to, correct, or

delete any personal information that You have provided to Us. Please note,

however, that We may need to retain certain information when we have a

legal obligation or lawful basis to do so. Disclosure of Your Personal

Data ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Business Transactions

********************* If the Company is involved in a merger, acquisition

or asset sale, Your Personal Data may be transferred. We will provide

notice before Your Personal Data is transferred and becomes subject to a

different Privacy Policy. Law enforcement *************** Under certain

circumstances, the Company may be required to disclose Your Personal Data

if required to do so by law or in response to valid requests by public

authorities (e.g. a court or a government agency). Other legal

requirements ************************ The Company may disclose Your

Personal Data in the good faith belief that such action is necessary to: *

Comply with a legal obligation * Protect and defend the rights or property

of the Company * Prevent or investigate possible wrongdoing in connection

with the Service * Protect the personal safety of Users of the Service or

the public * Protect against legal liability Security of Your Personal

Data ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The security of Your Personal Data is

important to Us, but remember that no method of transmission over the

Internet, or method of electronic storage is 100% secure. While We strive

to use commercially acceptable means to protect Your Personal Data, We

cannot guarantee its absolute security. Detailed Information on the

Processing of Your Personal Data

------------------------------------------------------------ The Service

Providers We use may have access to Your Personal Data. These third-party

vendors collect, store, use, process and transfer information about Your

activity on Our Service in accordance with their Privacy Policies.

Analytics ~~~~~~~~~ We may use third-party Service providers to monitor

and analyze the use of our Service. * Google Analytics Google Analytics is

a web analytics service offered by Google that tracks and reports website

traffic. Google uses the data collected to track and monitor the use of

our Service. This data is shared with other Google services. Google may

use the collected data to contextualize and personalize the ads of its own

advertising network. You can opt-out of having made your activity on the

Service available to Google Analytics by installing the Google Analytics

opt-out browser add- on. The add-on prevents the Google Analytics

JavaScript (ga.js, analytics.js and dc.js) from sharing information with

Google Analytics about visits activity. For more information on the

privacy practices of Google, please visit the Google Privacy & Terms web

page: <https://policies.google.com/privacy> Email Marketing

~~~~~~~~~~~~~~~ We may use Your Personal Data to contact You with

newsletters, marketing or promotional materials and other information that

may be of interest to You. You may opt-out of receiving any, or all, of

these communications from Us by following the unsubscribe link or

instructions provided in any email We send or by contacting Us. We may use

Email Marketing Service Providers to manage and send emails to You. *

Mailchimp Mailchimp is an email marketing sending service provided by The

Rocket Science Group LLC. For more information on the privacy practices of

Mailchimp, please visit their Privacy policy:

<https://mailchimp.com/legal/privacy/> CCPA/CPRA Privacy Notice

(California Privacy Rights)

---------------------------------------------------- This privacy notice

section for California residents supplements the information contained in

Our Privacy Policy and it applies solely to all visitors, users, and

others who reside in the State of California. Categories of Personal

Information Collected ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ We

collect information that identifies, relates to, describes, references, is

capable of being associated with, or could reasonably be linked, directly

or indirectly, with a particular Consumer or Device. The following is a

list of categories of personal information which we may collect or may

have been collected from California residents within the last twelve (12)

months. Please note that the categories and examples provided in the list

below are those defined in the CCPA/CPRA. This does not mean that all

examples of that category of personal information were in fact collected

by Us, but reflects our good faith belief to the best of Our knowledge

that some of that information from the applicable category may be and may

have been collected. For example, certain categories of personal

information would only be collected if You provided such personal

information directly to Us. * Category A: Identifiers. Examples: A real

name, alias, postal address, unique personal identifier, online

identifier, Internet Protocol address, email address, account name,

driver's license number, passport number, or other similar identifiers.

Collected: Yes. * Category B: Personal information categories listed in

the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

Examples: A name, signature, Social Security number, physical

characteristics or description, address, telephone number, passport

number, driver's license or state identification card number, insurance

policy number, education, employment, employment history, bank account

number, credit card number, debit card number, or any other financial

information, medical information, or health insurance information. Some

personal information included in this category may overlap with other

categories. Collected: Yes. * Category C: Protected classification

characteristics under California or federal law. Examples: Age (40 years

or older), race, color, ancestry, national origin, citizenship, religion

or creed, marital status, medical condition, physical or mental

disability, sex (including gender, gender identity, gender expression,

pregnancy or childbirth and related medical conditions), sexual

orientation, veteran or military status, genetic information (including

familial genetic information). Collected: No. * Category D: Commercial

information. Examples: Records and history of products or services

purchased or considered. Collected: No. * Category E: Biometric

information. Examples: Genetic, physiological, behavioral, and biological

characteristics, or activity patterns used to extract a template or other

identifier or identifying information, such as, fingerprints, faceprints,

and voiceprints, iris or retina scans, keystroke, gait, or other physical

patterns, and sleep, health, or exercise data. Collected: No. * Category

F: Internet or other similar network activity. Examples: Interaction with

our Service or advertisement. Collected: Yes. * Category G: Geolocation

data. Examples: Approximate physical location. Collected: No. * Category

H: Sensory data. Examples: Audio, electronic, visual, thermal, olfactory,

or similar information. Collected: No. * Category I: Professional or

employment-related information. Examples: Current or past job history or

performance evaluations. Collected: No. * Category J: Non-public education

information (per the Family Educational Rights and Privacy Act (20 U.S.C.

Section 1232g, 34 C.F.R. Part 99)). Examples: Education records directly

related to a student maintained by an educational institution or party

acting on its behalf, such as grades, transcripts, class lists, student

schedules, student identification codes, student financial information, or

student disciplinary records. Collected: No. * Category K: Inferences

drawn from other personal information. Examples: Profile reflecting a

person's preferences, characteristics, psychological trends,

predispositions, behavior, attitudes, intelligence, abilities, and

aptitudes. Collected: No. * Category L: Sensitive personal information.

Examples: Account login and password information, geolocation data.

Collected: Yes. Under CCPA/CPRA, personal information does not include: *

Publicly available information from government records * Deidentified or

aggregated consumer information * Inform